Truly, zero. All costs are covered by the additional savings created through our program. The estimated savings of $700 per employee per year from our Tax Rescue system are what you will actually see, beginning the next time you go to run payroll. The approximately 20% in benefits savings from our Health Rescue program are what you'll actually see. That's not a top-line number that gets smaller due to a number of questionable "fees". Those are the actual saving that go directly to your bottom line.

The real answer is because you're currently being overcharged. All major insurers in the US have added an extra layer of bureaucracy known as a pharmacy benefit manager (PBM) that negotiates with drug manufacturers for lower prices. However, those lower prices don't get passed on to the insured. They go back to the insurer as profits.

We do things differently. We also negotiate directly with the pharmaceutical companies, and have secured lower prices on over 1,000 prescription drugs. However, we pass the savings on to you instead of keeping them. Those savings translate into roughly 20% premium savings for you and your employees.

So your employees can keep the same plan, the same coverage, and the same provider, and just pay 20% less.

Here are just a few (all at no cost to you or your employees):

-A full-panel of health insights in the palm of their hand. Our unique app-based wellness tracker connects to employees' wearables, has biometric scans, and assessments built in to give your employees and ongoing health score and encourage preventive care

-24/7 virtual care with $0 copays (primary & urgent care, plus dermatology, behavioral health and crisis support)

-Access to over 1,000 commonly prescribed medications at no charge, with cost-savings support for scripts that aren't covered

-Weight management programs

-Identity protection

-Virtual pet care

We've designed our entire process to be as smooth as possible. Expect 6-8 weeks from first meeting to implementation. Here's what that looks like:

Intro Call (Day 0): We walk you through how each program works. You can choose to opt for Tax Rescue, Health Rescue, or both.

Payroll Meeting (Day 7): We meet with your payroll administrator to get a full employee census via your payroll platform (if you're still doing this manually it takes more time, if you have a payroll software it's a couple clicks).

Savings Discussion (Day 14): Now that we have all the data we need, we'll show you exactly what your savings picture looks like. Remember, these savings start accruing the very first time you run payroll after enrollment. You'll pick from your options and we'll get the paperwork together.

Employee Engagement (Weeks 3-7): We'll spend about 30 days getting your employees ready for the change. That includes hosting an all-hands call where we explain what's happening, why, and how to take advantage of all these new benefits. It also includes an office hours session where team members can ask any questions they want. Our team is also happy to meet with any employee 1:1 to discuss their unique situation and how best to use these offerings for themselves and their families.

Go Live (Week 7 or 8, depending on payroll cycle): Employees are enrolled, adjustments are made in your payroll systems, and more money stays in the company bank account each cycle!

Ongoing Support (In Perpetuity): Our team is here to provide ongoing advice and support long after the program is implemented. Including updates to the programs based on new regulations or tax code updates, to ensure you are always 100% compliant.